Transparent

No late, hidden, or annual fees

Flexible

A schedule that works for you

Fair

No hidden fees of any kind, ever

How Affirm works

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

Prequalify now

— OR —

Just select at checkout

Choose 4 interest-free payments paid every two weeks or monthly installments.

Example based on an $800 purchase. Your rate and terms may vary.

Three simple steps

  • Selecting Affirm as the payment method at Keetsa checkout 1

    Fill your cart

    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

  • Choosing an Affirm payment plan at checkout 2

    Choose how to pay

    Pick the plan that fits your budget. You'll never pay late or hidden fees.

  • Managing Affirm payments over time in the Affirm app 3

    Pay over time

    Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

You'll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn't charge late fees or hidden fees of any kind, ever.

Frequently asked questions

Can I pay off my purchase early?

Yes — you can pay off your Affirm loan early at any time with no prepayment penalty. Any interest that hasn't accrued yet will be waived.

How do I make my payments?

You can make payments on affirm.com or in the Affirm app. You'll also receive reminders by text and email so you never miss a due date.

Can I return an item I bought with Affirm?

Yes. Return policies are set by Keetsa. Once your return is processed, Affirm will refund any payments you've made and cancel remaining payments.

Does checking my eligibility affect my credit?

Checking your eligibility results in a soft credit inquiry, which does not affect your credit score. A hard inquiry may be made if you decide to proceed with a loan.

Do I need a mobile number to use Affirm?

Yes. Affirm uses your mobile number to verify your identity and send payment reminders. A valid US mobile number is required.

Where can I learn more about Affirm?

Visit affirm.com to learn more about how Affirm works, explore lending partners, and review licensing and disclosure information.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Ready when you are.

Designed to dream on.

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